Your Credit Repair Toolkit

You\'ll get a complete set of tools, services, and coaching for fast and lasting changes to your credit score.

Credit Restoration

Your financial health revolves around your credit score! Work with our credit experts and proven system to eliminate any inaccurate, obsolete, or erroneous accounts. Using your personal right under the Fair Credit Reporting Act to your advantage, we help you dispute the mistaken negative ratings that may be preventing you from obtaining new credit when you need it most. Lower your interest rates, avoid high late fees, save money and advance your credit opportunities.

  • A+ rating with the Better Business Bureau
  • Over 10 years of exceptional service, resuluts, and satisfied clients
  • Complete customer involvement with review and change to your disputes
  • Monitor your progress online 24/7
  • Live, friendly customer servie staff



Credit Attorney

We fix consumer reports in a legal and trustworthy manner and fight abusive debt collectors. We turn victims into victors as we step into an otherwise unfair fight started by debt collectors, creditors, and credit reporting agencies. We are focused on you and not just your case. Our lawyers and paralegals band together to analyze your case and situation from all angles to bring about the best result in the quickest manner. We will work with you to determine your case eligibility and aim to stop debt harassment and clean up difficult to remove credit report errors from your credit file.

  • Personal attention
  • Eliminate debt collector harassment
  • Money damages awarded to you

Debt Zero

DebtZero is a clear guide on how to more efficiently pay down your debt. Taking into account your debt obligations and interest, the system will show you exactly how to properly allocate your money towards your monthly payments using nothing more than your current income in order to speed up your debt payoff. Not only will it map out the thousands of dollars you will be saving in interest by paying off your debt significantly earlier than expected, but it will show you the amount of hard earned money you can save by eliminating unnecessary years of interest payments!

  • No extra income
  • No line of credit
  • No refinancing
  • No consolidation
  • No change in lifesstyle

Smart Credit

Manage all your online accounts in one place, integrated with your credit and identity. You can use Action buttons to ask your creditor a question about your account or a transaction. We automatically track and update your account balances, bills coming due, and transactions every day. Access your interactive credit report, which is now easy to read and search or find anything quickly. It also includes your credit score, auto score, insurance score, and even a hiring risk index for job seekers! Get alerts to your phone or email that someone opened credit in your name. Then use the Action button to stop the thieves.

  • Credit monitoring alerts
  • Instant statements
  • Easily taken action
  • Daily transactions

Positive Credit Builder

Understanding how your credit score is calculated and how to read your credit report are the first steps in improving your current standing. Our Credit Education Center offers a wide variety of educational service, credit tips, and resources to help you take the necessary steps to enhance your credit score and manage your financial life. Improve your score by identifying the accounts that need immediate attention and understand the impact of the amount of credit you are using.

  • A breakdown of the credit scoring system
  • Credit management techniques
  • Education and resource center

LifeLock Protection

Proactively safeguard your credit, your finances, and your good name with vigilant services that alert you of potential threats before the damage is done. If identity thieves steal your personal information, they could take out a mortgage, commit tax fraud, open new credit accounts and a whole lot more. Our technology searches for potential misuse of your Social Security number, name, address, or date of birth in applications for credit and services. You can choose alerts by text, phone, email, or mobile app and respond immediately to confirm if the activity is fraudulent. We\'re confident in our ability to help protect your identity, but no one can prevent all identify theft. If you become a victim of identify theft while a LifeLock member, we\'ll spend up to $1 million to hire experts, lawyers, investigators, consultants, and whomever else it takes to help your recovery.

  • First in the industry to offer proactive identity theft protection
  • Direct access to fraud resolution teams within our extensive network
  • Internationally recognized for expertise in privacy and security technologies, fraud, and criminal methods
  • Partnerships with FBI Law Enforcement Executive Development Association (FBI-LEEDA)



As one of the most experienced credit education companies in business, we’ve helped thousands of clients restore their credit.  We\'ll work with you to fix your credit and remove the  inaccurate, obsolete or erroneous credit file items related to events such as:

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  • Late payments
  • Charge offs
  • Foreclosures
  • Judgments
  • Repossessions
  • Identity theft
  • Closed accounts
  • Bankruptcies
  • Negative settlements
  • Liens
  • Collections